Uninsured/Underinsured Motorists

The Virginia Department of Motor Vehicles requires Virginia motorists to carry minimum insurance coverage in order to drive. These minimums are:

  • $25,000 bodily injury/death coverage for one person
  • $50,000 bodily injury/death coverage for two or more persons
  • $20,000 property damage coverage

Most drivers carry at least these minimums, but they do not always cover all of the costs associated with an accident. This could include medical bills, rehabilitation costs, lost wages and more. In worst case scenarios, a negligent driver might be entirely uninsured. The questions in both instances are, "What are my options and how do I get money to pay for my injuries?"

The Answer: Call Craig P. Tiller — An Experienced Personal Injury Lawyer

I am Craig P. Tiller, an experienced personal injury lawyer who has served clients in Lynchburg and its surrounding areas for more than 20 years. My job is to ensure my clients receive full compensation following an accident with an uninsured or underinsured motorist. I have a history of getting positive results quickly, and I strive to provide outstanding service to each client I serve.

Please schedule a consultation to learn more about how you can obtain the compensation to which you are entitled. You may call my office at 434-338-7093 or you may contact my Forest law office online today.

Avenues For Recovery

Claims involving uninsured or underinsured motorists can be complex. It is vital to have an attorney on your side with experience in these cases, as well as one who has a background dealing with insurance companies and their representatives.

When a negligent driver's policy is not enough, you can turn to your own policy to recover compensation. Your own uninsured/underinsured motorist coverage picks up where the previous policy left off. You must first file a claim so your insurance company can investigate your situation, which is typically followed by a settlement offer.

It is important not to accept any settlement offer before you speak with a lawyer. Insurance companies are not in business to maximize your benefits, but rather to minimize their liability. I have worked extensively with insurance companies and know how they work. I will not allow them to minimize your claim and I will fight to see you get everything to which you are entitled.

I also know how to deal with multiple insurance companies if you carry "stacked" policies, which could add another layer of complexity to your case.

Contact My Car Accident Injury Firm Today

I am ready to listen to your situation and discuss your options. Please schedule a consultation today by calling 434-338-7093 or by contacting my Virginia law office online. I look forward to helping you on the road to recovery.