Experiencing a car accident can be unsettling and confusing.
Knowing the right steps to take immediately after an accident can help ensure everyone’s safety and help you keep from panicking.
Check for injuries and ensure safety
The first priority after an accident is to check for any injuries among all parties involved. Call 911 immediately if anyone is injured. Even if the injuries seem minor, you should seek medical attention. Move to a safe location if you are in danger of traffic but try to avoid moving vehicles unless necessary for safety.
Call the police
It is important to call the police, especially if there are injuries or significant vehicle damage. A police report provides an official account of the incident, which is valuable when dealing with insurance companies and other drivers. The police can also help direct traffic and create a safer environment around the accident scene.
Exchange information
Exchange contact and insurance information with the other drivers. Include names, addresses, phone numbers, driver’s license numbers, license plate numbers and basic insurance details. Do not discuss fault or liability at the scene; this can complicate legal processes later.
Document the accident
Documenting the accident thoroughly can be helpful. Take photos of the vehicles from different angles, showing the damage and the overall scene, including traffic signs and road conditions. If there are witnesses, get their contact information as well. This documentation can assist in the insurance claim process and provide evidence if there is a dispute about the accident’s circumstances.
Notify your insurance company
Inform your insurance company about the accident as soon as possible. Providing them with accurate information and the evidence you have collected will help speed up the claims process. Follow their instructions on what steps to take next and what documents they require.
Consider legal advice
In some cases, it might be wise to consult with a lawyer, especially if there are significant damages, a dispute about the accident or if the accident resulted in injuries. A qualified attorney can provide guidance on your rights and what compensation you might receive.
Although fatalities from motor vehicle accidents were down 10% in 2023, according to the Virginia Department of Motor Vehicles, there were still more than 900 crash deaths. Remember, taking the right steps after a car accident can make a significant difference in handling the aftermath smoothly. Being prepared can help alleviate some of the stress in such situations.
